Detailed Monthly Budgeting Tool

1. Income Categories

Primary Job: $
Secondary Job: $
Freelance/Gigs: $
Government Benefits: $
Other Income: $

2. Regular Monthly Expenses

Rent/Mortgage: $
Utilities (electric, water, gas): $
Groceries: $
Transportation (gas, maintenance): $
Health Insurance: $
Childcare/Education: $
Debt Payments (loans, credit): $
Entertainment: $

3. Irregular (Annual) Expenses

Property Taxes (monthly average): $
Homeowners/Renters Insurance: $
Vehicle Registration/Insurance: $
Holiday/Gift Spending: $

4. Assets (Current & Goal)

Emergency Fund Current: $ Goal: $
Home Equity Current: $ Goal: $
Car Equity Current: $ Goal: $
Savings Account Current: $ Goal: $
Collectibles/Jewelry Current: $ Goal: $
Other Assets Current: $ Goal: $

5. Investments (Current & Goal)

401(k) Current: $ Goal: $
IRA/Roth IRA Current: $ Goal: $
Stocks Current: $ Goal: $
Bonds Current: $ Goal: $
Real Estate Investments: $ Goal: $
Business Ownership Equity: $ Goal: $